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Lake Ozark vs St. Elizabeth

Lake Ozark, Missouri versus St. Elizabeth, Missouri: a factual, side-by-side comparison of cost of living, housing, safety, schools, and climate. Greener figures rank better among US places.

Overall livability

Lake Ozark

Mixed · objective livability50/100

St. Elizabeth

Mixed · objective livability49/100

Lake Ozark and St. Elizabeth score about the same overall (50 vs 49 of 100) — the differences are in the individual factors below.

Factor-by-factor comparison

FactorLake OzarkSt. Elizabeth
Affordability
Median Household Income$72k$90k
Cost of Living$45k$45k
Home Value$308k$253k
Monthly Rent$1k$910
Monthly Owner Costs$754$122
Property Tax Rate0.64%0.48%
Income Tax4.80%4.80%
Sales Tax8.39%8.39%
Estimated total tax burden10.34%8.92%
Unemployment4.0%1.9%
Weather
Winter Temp (Jan)31°F32°F
Summer Temp (Jul)78°F78°F
Annual Precipitation42.6 in44.6 in
Annual Snowfall4.3 in7.6 in
Sunny Days243 days243 days
Summer Humidity67°F67°F
Comfortable Days74 days73 days
Safety & Wellbeing
Natural Disaster Risk89.567.0
Air Quality46 AQI46 AQI
School Quality43.530.5
Violent Crime509/100k741/100k
Property Crime139/100k866/100k
Community
Population2,628527
Median Age45.528.2
Racial Diversity0.160.08
Male/Female Ratio1.110.86
Political LeaningR+67R+67
White (%)91.0%95.6%
Black (%)6.4%1.7%
Hispanic (%)1.3%0.4%
Asian (%)0.0%0.4%
Other / Multiracial (%)1.3%1.9%
Getting Around
Commute Time22 min
Walkability5.8/204.2/20
Airport Distance128 mi108 mi
Lifestyle & Connectivity
Broadband Access92.7%92.5%
Amenities Nearby205.4837.95
Park & Nature AccessGoodGood

Each figure is colored by how it ranks among all US places: green is strong, amber average, red weaker. Neutral factors (population, demographics, target-style climate) show their percentile without a better/worse claim.

Frequently asked questions

Is Lake Ozark or St. Elizabeth more affordable?
St. Elizabeth has the lower cost of living: its index is $45k, compared with Lake Ozark's $45k and St. Elizabeth's $45k. Median rent is $1k in Lake Ozark versus $910 in St. Elizabeth.
Is Lake Ozark or St. Elizabeth safer?
Lake Ozark has the lower violent crime rate. Lake Ozark reports 509/100k and St. Elizabeth reports 741/100k (violent crimes per 100,000 residents).
Are homes cheaper in Lake Ozark or St. Elizabeth?
The median home value is $308k in Lake Ozark and $253k in St. Elizabeth, so homes are more affordable in St. Elizabeth.
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