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Swan Lake vs Whitefish

Swan Lake, Montana versus Whitefish, Montana: a factual, side-by-side comparison of cost of living, housing, safety, schools, and climate. Greener figures rank better among US places.

Overall livability

Swan Lake

Mixed · objective livability50/100

Whitefish

Mixed · objective livability45/100

Swan Lake edges out Whitefish on overall objective livability (50 vs 45 of 100), though each leads on different factors below.

Factor-by-factor comparison

FactorSwan LakeWhitefish
Affordability
Median Household Income$76k$70k
Cost of Living$56k$56k
Home Value$444k$610k
Monthly Rent$1k
Monthly Owner Costs$77$2k
Property Tax Rate0.48%0.58%
Income Tax5.90%5.90%
Sales Tax0.00%0.00%
Estimated total tax burden8.68%11.00%
Unemployment0.0%2.5%
Weather
Winter Temp (Jan)25°F25°F
Summer Temp (Jul)66°F63°F
Annual Precipitation21.4 in19.9 in
Annual Snowfall50.6 in63.1 in
Sunny Days239 days239 days
Summer Humidity48°F48°F
Comfortable Days31 days34 days
Safety & Wellbeing
Natural Disaster Risk87.975.3
Air Quality31 AQI27 AQI
School Quality58.040.2
Violent Crime914/100k762/100k
Property Crime1623/100k1872/100k
Community
Population2168,098
Median Age43.443.0
Racial Diversity0.020.09
Male/Female Ratio1.430.98
Political LeaningR+31R+31
White (%)99.1%94.6%
Black (%)0.0%0.0%
Hispanic (%)0.0%1.7%
Asian (%)0.0%0.0%
Other / Multiracial (%)0.9%3.7%
Getting Around
Walkability4.2/206.9/20
Airport Distance175 mi157 mi
Lifestyle & Connectivity
Broadband Access96.4%89.3%
Amenities Nearby0.0071.62
Park & Nature AccessExcellentGood

Each figure is colored by how it ranks among all US places: green is strong, amber average, red weaker. Neutral factors (population, demographics, target-style climate) show their percentile without a better/worse claim.

Frequently asked questions

Is Swan Lake or Whitefish more affordable?
Whitefish has the lower cost of living: its index is $56k, compared with Swan Lake's $56k and Whitefish's $56k.
Is Swan Lake or Whitefish safer?
Whitefish has the lower violent crime rate. Swan Lake reports 914/100k and Whitefish reports 762/100k (violent crimes per 100,000 residents).
Are homes cheaper in Swan Lake or Whitefish?
The median home value is $444k in Swan Lake and $610k in Whitefish, so homes are more affordable in Swan Lake.
See each on the map

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