Speculator, New York
Among the top 5% of US places for safety & wellbeing.
AffordabilityAffordability: grade D, better than 13% of US places
WeatherWeather: grade F, better than 0% of US places
Safety & WellbeingSafety & Wellbeing: grade A+, better than 95% of US places
Getting AroundGetting Around: grade F, better than 7% of US places
Lifestyle & ConnectivityLifestyle & Connectivity: grade C, better than 39% of US places
- top 7% for school quality
- top 12% for broadband access
- bottom 3% for annual snowfall
Limited data for Speculator — the figures below are what we have. See Hamilton County for a fuller picture.
Speculator is a small community in New York with about 388 residents. It grades A+ for safety & wellbeing and F for weather. Standout strengths include school quality, broadband access, and air quality. It rates lower on amenities nearby and annual snowfall.
- The median home value in Speculator is $184k, per the U.S. Census ACS (5-Year).
- Median household income in Speculator is $72k, per the U.S. Census ACS (5-Year).
- Median gross rent in Speculator is $950 a month, per the U.S. Census ACS (5-Year).
- Speculator has a violent crime rate of 616/100k, per the FBI Uniform Crime Reports.
- July temperatures in Speculator average around 68°F, per the NOAA nClimGrid.
Climate
Warm summers · Harsh winters · Moderate rain · Heavy snow
freezing
v.cold
cold
comf.
warm
comf.
cool
cold
v.cold
65%36%clearovercast
Precipitation 4.1 in3.0 in
humid 77%dry
Livability factors
Affordability
Median Household Income$72k63rd percentile — neutral, not ranked
Cost of Living$58kbetter than 14% of US places
Home Value$184k57th percentile — neutral, not ranked
Monthly Rent$950better than 46% of US places
Monthly Owner Costs$76better than 76% of US places
Property Tax Rate1.41%better than 29% of US places
Income Tax10.90%better than 8% of US places
Sales Tax8.53%better than 26% of US places
Estimated total tax burden17.35%better than 12% of US places
Unemployment5.3%better than 37% of US places
Weather
Winter Temp (Jan)18°F9th percentile — neutral, not ranked
Summer Temp (Jul)68°F8th percentile — neutral, not ranked
Annual Precipitation43.5 in56th percentile — neutral, not ranked
Annual Snowfall101.5 inbetter than 3% of US places
Sunny Days186 daysbetter than 14% of US places
Summer Humidity61°Fbetter than 66% of US places
Comfortable Days66 daysbetter than 18% of US places
Safety & Wellbeing
Natural Disaster Risk47.3better than 74% of US places
Air Quality40 AQIbetter than 76% of US places
School Quality100.0better than 93% of US places
Violent Crime616/100kbetter than 57% of US places
Property Crime481/100kbetter than 71% of US places
Community
Population38831st percentile — neutral, not ranked
Median Age59.793rd percentile — neutral, not ranked
Racial Diversity0.0519th percentile — neutral, not ranked
Male/Female Ratio0.8420th percentile — neutral, not ranked
Political LeaningR+3156th percentile — neutral, not ranked
White (%)97.7%86th percentile — neutral, not ranked
Black (%)0.8%55th percentile — neutral, not ranked
Hispanic (%)1.5%36th percentile — neutral, not ranked
Asian (%)0.0%27th percentile — neutral, not ranked
Other / Multiracial (%)0.0%18th percentile — neutral, not ranked
Getting Around
Walkability5.2/20better than 18% of US places
Airport Distance147 mibetter than 18% of US places
Lifestyle & Connectivity
Broadband Access96.6%better than 88% of US places
Amenities Nearby0.00better than 6% of US places
Park & Nature AccessModeratebetter than 44% of US places
Data sources
- EPA Air Quality (AQI)
- EPA Smart Location Database
- EPI Family Budget Calculator
- FAA airport enplanements
- FBI Uniform Crime Reports
- FEMA National Risk Index
- MIT Election Data Lab (2020)
- NCES School Finance Survey
- NOAA Climate Normals (1991–2020)
- NOAA nClimGrid
- OpenStreetMap
- Tax Foundation + state revenue depts
- U.S. Census ACS (5-Year)
- USGS Protected Areas (PAD-US)
Similar places
Frequently asked questions
- Is Speculator an affordable place to live?
- Speculator is relatively expensive. Its cost-of-living index is $58k, better than 14% of comparable areas. Median rent is $950.
- Is Speculator safe?
- Speculator is about average for safety comparable areas, with a violent crime rate of 616/100k (better than 57%). Property crime is 481/100k.
- What is the weather like in Speculator?
- Speculator averages 68°F in July and 18°F in January, with 43.5 in of annual precipitation and about 186 sunny days a year.
- How are the schools in Speculator?
- Public-school quality in Speculator is above average, scoring better than 93% of comparable areas on a composite of graduation rates, spending, and student-teacher ratio.