Spencer, Tennessee
Among the top 9% of US places for affordability.
AffordabilityAffordability: grade A, better than 91% of US places
WeatherWeather: grade B, better than 59% of US places
Safety & WellbeingSafety & Wellbeing: grade B+, better than 74% of US places
Getting AroundGetting Around: grade D, better than 21% of US places
Lifestyle & ConnectivityLifestyle & Connectivity: grade C, better than 44% of US places
- top 4% for estimated total tax burden
- top 5% for park & nature access
- bottom 2% for sales tax
Spencer is a small community in Tennessee with about 1,469 residents. It grades A for affordability and D for getting around. Standout strengths include estimated total tax burden, park & nature access, and monthly rent. It rates lower on walkability and sales tax.
- The median home value in Spencer is $120k, per the U.S. Census ACS (5-Year).
- Median household income in Spencer is $41k, per the U.S. Census ACS (5-Year).
- Median gross rent in Spencer is $567 a month, per the U.S. Census ACS (5-Year).
- Spencer has a violent crime rate of 314/100k, per the FBI Uniform Crime Reports.
- July temperatures in Spencer average around 76°F, per the NOAA nClimGrid.
Climate
Warm, humid summers · Cool winters · Wet · Light snow
cold
cool
comf.
warm
hot
warm
comf.
cool
cold
67%46%clearovercast
Precipitation 5.5 in4.1 in
muggy 99%dry
Livability factors
Affordability
Median Household Income$41k14th percentile — neutral, not ranked
Cost of Living$43kbetter than 82% of US places
Home Value$120k34th percentile — neutral, not ranked
Monthly Rent$567better than 94% of US places
Monthly Owner Costs$357better than 44% of US places
Property Tax Rate0.42%better than 93% of US places
Income Tax0.00%better than 92% of US places
Sales Tax9.55%better than 2% of US places
Estimated total tax burden4.38%better than 96% of US places
Unemployment0.2%better than 79% of US places
Weather
Winter Temp (Jan)37°F65th percentile — neutral, not ranked
Summer Temp (Jul)76°F51st percentile — neutral, not ranked
Annual Precipitation59.0 in95th percentile — neutral, not ranked
Annual Snowfall5.0 inbetter than 68% of US places
Sunny Days221 daysbetter than 38% of US places
Summer Humidity69°Fbetter than 19% of US places
Comfortable Days94 daysbetter than 78% of US places
Safety & Wellbeing
Natural Disaster Risk57.2better than 62% of US places
Air Quality46 AQIbetter than 54% of US places
School Quality45.7better than 27% of US places
Violent Crime314/100kbetter than 76% of US places
Property Crime63/100kbetter than 86% of US places
Community
Population1,46959th percentile — neutral, not ranked
Median Age47.773rd percentile — neutral, not ranked
Racial Diversity0.1438th percentile — neutral, not ranked
Male/Female Ratio0.7914th percentile — neutral, not ranked
Political LeaningR+6291st percentile — neutral, not ranked
White (%)92.7%70th percentile — neutral, not ranked
Black (%)0.5%52nd percentile — neutral, not ranked
Hispanic (%)0.3%26th percentile — neutral, not ranked
Asian (%)0.0%27th percentile — neutral, not ranked
Other / Multiracial (%)6.5%79th percentile — neutral, not ranked
Getting Around
Walkability4.6/20better than 8% of US places
Airport Distance73 mibetter than 52% of US places
Lifestyle & Connectivity
Broadband Access82.3%better than 37% of US places
Amenities Nearby6.81better than 13% of US places
Park & Nature AccessExcellentbetter than 95% of US places
Data sources
- EPA Air Quality (AQI)
- EPA Smart Location Database
- EPI Family Budget Calculator
- FAA airport enplanements
- FBI Uniform Crime Reports
- FEMA National Risk Index
- MIT Election Data Lab (2020)
- NCES School Finance Survey
- NOAA Climate Normals (1991–2020)
- NOAA nClimGrid
- OpenStreetMap
- Tax Foundation + state revenue depts
- U.S. Census ACS (5-Year)
- USGS Protected Areas (PAD-US)
Similar places
Frequently asked questions
- Is Spencer an affordable place to live?
- Spencer is relatively affordable. Its cost-of-living index is $43k, better than 82% of comparable areas. Median rent is $567.
- Is Spencer safe?
- Spencer is safer than most comparable areas, with a violent crime rate of 314/100k (better than 76%). Property crime is 63/100k.
- What is the weather like in Spencer?
- Spencer averages 76°F in July and 37°F in January, with 59.0 in of annual precipitation and about 221 sunny days a year.
- How are the schools in Spencer?
- Public-school quality in Spencer is below average, scoring better than 27% of comparable areas on a composite of graduation rates, spending, and student-teacher ratio.