Clearwater vs Palm Harbor
Clearwater, Florida versus Palm Harbor, Florida: a factual, side-by-side comparison of cost of living, housing, safety, schools, and climate. Greener figures rank better among US places.
Clearwater and Palm Harbor score about the same overall (57 vs 55 of 100) — the differences are in the individual factors below.
Factor-by-factor comparison
| Factor | Clearwater | Palm Harbor |
|---|---|---|
| Affordability | ||
| Median Household Income | $59k | $70k |
| Cost of Living | $57k | $57k |
| Home Value | $288k | $319k |
| Monthly Rent | $1k | $2k |
| Monthly Owner Costs | $2k | $2k |
| Property Tax Rate | 0.75% | 0.76% |
| Income Tax | 0.00% | 0.00% |
| Sales Tax | 7.00% | 7.00% |
| Estimated total tax burden | 5.96% | 5.75% |
| Unemployment | 4.7% | 2.9% |
| Weather | ||
| Winter Temp (Jan) | 62°F | 62°F |
| Summer Temp (Jul) | 83°F | 84°F |
| Annual Precipitation | 56.1 in | 55.2 in |
| Annual Snowfall | 0.0 in | 0.0 in |
| Sunny Days | 283 days | 283 days |
| Summer Humidity | 74°F | 74°F |
| Comfortable Days | 142 days | 142 days |
| Safety & Wellbeing | ||
| Natural Disaster Risk | 30.6 | 65.1 |
| Air Quality | 28 AQI | 31 AQI |
| School Quality | 44.4 | 44.4 |
| Violent Crime | 1752/100k | 1389/100k |
| Property Crime | 1899/100k | 1732/100k |
| Community | ||
| Population | 116,984 | 61,589 |
| Median Age | 46.0 | 50.8 |
| Racial Diversity | 0.45 | 0.21 |
| Male/Female Ratio | 0.98 | 0.89 |
| Political Leaning | Even | Even |
| White (%) | 65.6% | 84.9% |
| Black (%) | 10.8% | 1.9% |
| Hispanic (%) | 16.8% | 7.7% |
| Asian (%) | 3.3% | 2.6% |
| Other / Multiracial (%) | 3.6% | 2.9% |
| Getting Around | ||
| Commute Time | 23 min | 28 min |
| Walkability | 12.9/20 | 11.4/20 |
| Airport Distance | 14 mi | 15 mi |
| Lifestyle & Connectivity | ||
| Broadband Access | 84.5% | 87.0% |
| Amenities Nearby | 37.18 | 36.86 |
| Park & Nature Access | Moderate | Moderate |
Each figure is colored by how it ranks among all US places: green is strong, amber average, red weaker. Neutral factors (population, demographics, target-style climate) show their percentile without a better/worse claim.
Frequently asked questions
- Is Clearwater or Palm Harbor more affordable?
- Palm Harbor has the lower cost of living: its index is $57k, compared with Clearwater's $57k and Palm Harbor's $57k. Median rent is $1k in Clearwater versus $2k in Palm Harbor.
- Is Clearwater or Palm Harbor safer?
- Palm Harbor has the lower violent crime rate. Clearwater reports 1752/100k and Palm Harbor reports 1389/100k (violent crimes per 100,000 residents).
- Are homes cheaper in Clearwater or Palm Harbor?
- The median home value is $288k in Clearwater and $319k in Palm Harbor, so homes are more affordable in Clearwater.