Naperville vs Oswego
Naperville, Illinois versus Oswego, Illinois: a factual, side-by-side comparison of cost of living, housing, safety, schools, and climate. Greener figures rank better among US places.
Naperville and Oswego score about the same overall (43 vs 42 of 100) — the differences are in the individual factors below.
Factor-by-factor comparison
| Factor | Naperville | Oswego |
|---|---|---|
| Affordability | ||
| Median Household Income | $144k | $112k |
| Cost of Living | $66k | $61k |
| Home Value | $483k | $300k |
| Monthly Rent | $2k | $2k |
| Monthly Owner Costs | $3k | $2k |
| Property Tax Rate | 2.07% | 2.65% |
| Income Tax | 5.00% | 5.00% |
| Sales Tax | 8.86% | 8.86% |
| Estimated total tax burden | 14.88% | 15.03% |
| Unemployment | 4.5% | 2.9% |
| Weather | ||
| Winter Temp (Jan) | 24°F | 23°F |
| Summer Temp (Jul) | 74°F | 73°F |
| Annual Precipitation | 40.3 in | 39.5 in |
| Annual Snowfall | 24.3 in | 27.9 in |
| Sunny Days | 245 days | 245 days |
| Summer Humidity | 63°F | 63°F |
| Comfortable Days | 94 days | 94 days |
| Safety & Wellbeing | ||
| Natural Disaster Risk | 51.9 | 73.5 |
| Air Quality | 53 AQI | 52 AQI |
| School Quality | 68.1 | 61.7 |
| Violent Crime | 789/100k | 473/100k |
| Property Crime | 824/100k | 518/100k |
| Community | ||
| Population | 149,089 | 34,810 |
| Median Age | 39.5 | 39.6 |
| Racial Diversity | 0.50 | 0.45 |
| Male/Female Ratio | 0.98 | 0.97 |
| Political Leaning | D+18 | Even |
| White (%) | 63.6% | 65.1% |
| Black (%) | 4.6% | 9.9% |
| Hispanic (%) | 6.9% | 17.5% |
| Asian (%) | 21.0% | 2.9% |
| Other / Multiracial (%) | 3.9% | 4.6% |
| Getting Around | ||
| Commute Time | 32 min | 31 min |
| Walkability | 8.9/20 | 6.8/20 |
| Airport Distance | 21 mi | 30 mi |
| Lifestyle & Connectivity | ||
| Broadband Access | 96.5% | 95.4% |
| Amenities Nearby | 37.02 | 64.06 |
| Park & Nature Access | Moderate | Moderate |
Each figure is colored by how it ranks among all US places: green is strong, amber average, red weaker. Neutral factors (population, demographics, target-style climate) show their percentile without a better/worse claim.
Frequently asked questions
- Is Naperville or Oswego more affordable?
- Oswego has the lower cost of living: its index is $61k, compared with Naperville's $66k and Oswego's $61k. Median rent is $2k in Naperville versus $2k in Oswego.
- Is Naperville or Oswego safer?
- Oswego has the lower violent crime rate. Naperville reports 789/100k and Oswego reports 473/100k (violent crimes per 100,000 residents).
- Are homes cheaper in Naperville or Oswego?
- The median home value is $483k in Naperville and $300k in Oswego, so homes are more affordable in Oswego.