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Indianapolis vs South Bend

Indianapolis, Indiana versus South Bend, Indiana: a factual, side-by-side comparison of cost of living, housing, safety, schools, and climate. Greener figures rank better among US places.

Overall livability

Indianapolis

Mixed · objective livability48/100

South Bend

Solid · objective livability58/100

South Bend edges out Indianapolis on overall objective livability (58 vs 48 of 100), though each leads on different factors below.

Factor-by-factor comparison

FactorIndianapolisSouth Bend
Affordability
Median Household Income$59k$49k
Cost of Living$44k$42k
Home Value$185k$114k
Monthly Rent$1k$935
Monthly Owner Costs$1k$1k
Property Tax Rate0.96%1.03%
Income Tax5.22%5.20%
Sales Tax7.00%7.00%
Estimated total tax burden10.51%9.89%
Unemployment5.6%5.5%
Weather
Winter Temp (Jan)29°F24°F
Summer Temp (Jul)76°F72°F
Annual Precipitation41.2 in40.9 in
Annual Snowfall26.7 in64.5 in
Sunny Days168 days208 days
Summer Humidity65°F62°F
Comfortable Days85 days99 days
Safety & Wellbeing
Natural Disaster Risk25.97.4
Air Quality57 AQI50 AQI
School Quality100.072.3
Violent Crime2596/100k174/100k
Property Crime3394/100k173/100k
Community
Population882,006103,084
Median Age34.333.4
Racial Diversity0.600.61
Male/Female Ratio0.950.91
Political LeaningD+30Even
White (%)51.9%51.1%
Black (%)28.5%24.9%
Hispanic (%)10.9%16.4%
Asian (%)4.1%2.0%
Other / Multiracial (%)4.6%5.6%
Getting Around
Commute Time24 min20 min
Walkability14.6/209.6/20
Airport Distance10 mi77 mi
Lifestyle & Connectivity
Broadband Access87.0%82.2%
Amenities Nearby7.4129.88
Park & Nature AccessGoodGood

Each figure is colored by how it ranks among all US places: green is strong, amber average, red weaker. Neutral factors (population, demographics, target-style climate) show their percentile without a better/worse claim.

Frequently asked questions

Is Indianapolis or South Bend more affordable?
South Bend has the lower cost of living: its index is $42k, compared with Indianapolis's $44k and South Bend's $42k. Median rent is $1k in Indianapolis versus $935 in South Bend.
Is Indianapolis or South Bend safer?
South Bend has the lower violent crime rate. Indianapolis reports 2596/100k and South Bend reports 174/100k (violent crimes per 100,000 residents).
Are homes cheaper in Indianapolis or South Bend?
The median home value is $185k in Indianapolis and $114k in South Bend, so homes are more affordable in South Bend.
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