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Louisville vs Owensboro

Louisville, Kentucky versus Owensboro, Kentucky: a factual, side-by-side comparison of cost of living, housing, safety, schools, and climate. Greener figures rank better among US places.

Overall livability

Louisville

Mixed · objective livability50/100

Owensboro

Mixed · objective livability44/100

Louisville edges out Owensboro on overall objective livability (50 vs 44 of 100), though each leads on different factors below.

Factor-by-factor comparison

FactorLouisvilleOwensboro
Affordability
Median Household Income$63k$52k
Cost of Living$48k$47k
Home Value$205k$152k
Monthly Rent$1k$888
Monthly Owner Costs$1k$1k
Property Tax Rate0.87%0.96%
Income Tax4.50%6.30%
Sales Tax6.00%6.00%
Estimated total tax burden9.31%11.09%
Unemployment5.3%4.2%
Weather
Winter Temp (Jan)35°F35°F
Summer Temp (Jul)79°F78°F
Annual Precipitation48.1 in47.7 in
Annual Snowfall13.4 in5.7 in
Sunny Days229 days200 days
Summer Humidity67°F68°F
Comfortable Days76 days76 days
Safety & Wellbeing
Natural Disaster Risk63.478.5
Air Quality54 AQI48 AQI
School Quality72.956.0
Violent Crime1746/100k1835/100k
Property Crime2968/100k3536/100k
Community
Population629,17660,019
Median Age37.937.8
Racial Diversity0.510.30
Male/Female Ratio0.950.93
Political LeaningD+21R+28
White (%)62.9%81.6%
Black (%)23.6%7.0%
Hispanic (%)6.8%4.5%
Asian (%)2.7%2.9%
Other / Multiracial (%)3.9%4.0%
Getting Around
Commute Time23 min17 min
Walkability12.1/208.4/20
Airport Distance3 mi81 mi
Lifestyle & Connectivity
Broadband Access88.5%87.1%
Amenities Nearby6.9521.49
Park & Nature AccessExcellentModerate

Each figure is colored by how it ranks among all US places: green is strong, amber average, red weaker. Neutral factors (population, demographics, target-style climate) show their percentile without a better/worse claim.

Frequently asked questions

Is Louisville or Owensboro more affordable?
Owensboro has the lower cost of living: its index is $47k, compared with Louisville's $48k and Owensboro's $47k. Median rent is $1k in Louisville versus $888 in Owensboro.
Is Louisville or Owensboro safer?
Louisville has the lower violent crime rate. Louisville reports 1746/100k and Owensboro reports 1835/100k (violent crimes per 100,000 residents).
Are homes cheaper in Louisville or Owensboro?
The median home value is $205k in Louisville and $152k in Owensboro, so homes are more affordable in Owensboro.
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