Frederick vs Germantown
Frederick, Maryland versus Germantown, Maryland: a factual, side-by-side comparison of cost of living, housing, safety, schools, and climate. Greener figures rank better among US places.
Frederick and Germantown score about the same overall (43 vs 45 of 100) — the differences are in the individual factors below.
Factor-by-factor comparison
| Factor | Frederick | Germantown |
|---|---|---|
| Affordability | ||
| Median Household Income | $90k | $109k |
| Cost of Living | $66k | $72k |
| Home Value | $344k | $394k |
| Monthly Rent | $2k | $2k |
| Monthly Owner Costs | $2k | $2k |
| Property Tax Rate | 1.35% | 0.87% |
| Income Tax | 8.85% | 9.00% |
| Sales Tax | 6.00% | 6.00% |
| Estimated total tax burden | 15.97% | 14.10% |
| Unemployment | 4.3% | 5.2% |
| Weather | ||
| Winter Temp (Jan) | 33°F | 35°F |
| Summer Temp (Jul) | 77°F | 79°F |
| Annual Precipitation | 43.5 in | 46.7 in |
| Annual Snowfall | 31.4 in | 32.6 in |
| Sunny Days | 231 days | 181 days |
| Summer Humidity | 64°F | 65°F |
| Comfortable Days | 77 days | 76 days |
| Safety & Wellbeing | ||
| Natural Disaster Risk | 23.3 | 11.1 |
| Air Quality | 47 AQI | 45 AQI |
| School Quality | 59.2 | 77.4 |
| Violent Crime | 1837/100k | 606/100k |
| Property Crime | 1558/100k | 1477/100k |
| Community | ||
| Population | 78,390 | 90,210 |
| Median Age | 37.0 | 36.9 |
| Racial Diversity | 0.57 | 0.76 |
| Male/Female Ratio | 0.94 | 0.97 |
| Political Leaning | Even | D+61 |
| White (%) | 54.2% | 26.1% |
| Black (%) | 17.2% | 24.6% |
| Hispanic (%) | 17.7% | 24.1% |
| Asian (%) | 5.2% | 20.3% |
| Other / Multiracial (%) | 5.8% | 5.0% |
| Getting Around | ||
| Commute Time | 30 min | 34 min |
| Walkability | 10.9/20 | 13.3/20 |
| Airport Distance | 34 mi | 18 mi |
| Lifestyle & Connectivity | ||
| Broadband Access | 91.4% | 96.7% |
| Amenities Nearby | 33.30 | 36.69 |
| Park & Nature Access | Good | Moderate |
Each figure is colored by how it ranks among all US places: green is strong, amber average, red weaker. Neutral factors (population, demographics, target-style climate) show their percentile without a better/worse claim.
Frequently asked questions
- Is Frederick or Germantown more affordable?
- Frederick has the lower cost of living: its index is $66k, compared with Frederick's $66k and Germantown's $72k. Median rent is $2k in Frederick versus $2k in Germantown.
- Is Frederick or Germantown safer?
- Germantown has the lower violent crime rate. Frederick reports 1837/100k and Germantown reports 606/100k (violent crimes per 100,000 residents).
- Are homes cheaper in Frederick or Germantown?
- The median home value is $344k in Frederick and $394k in Germantown, so homes are more affordable in Frederick.