Andover vs St. Cloud
Andover, Minnesota versus St. Cloud, Minnesota: a factual, side-by-side comparison of cost of living, housing, safety, schools, and climate. Greener figures rank better among US places.
Andover edges out St. Cloud on overall objective livability (50 vs 46 of 100), though each leads on different factors below.
Factor-by-factor comparison
| Factor | Andover | St. Cloud |
|---|---|---|
| Affordability | ||
| Median Household Income | $123k | $59k |
| Cost of Living | $53k | $44k |
| Home Value | $370k | $190k |
| Monthly Rent | $2k | $944 |
| Monthly Owner Costs | $2k | $1k |
| Property Tax Rate | 0.93% | 1.04% |
| Income Tax | 9.90% | 9.90% |
| Sales Tax | 8.04% | 8.04% |
| Estimated total tax burden | 15.34% | 15.90% |
| Unemployment | 2.6% | 7.1% |
| Weather | ||
| Winter Temp (Jan) | 16°F | 12°F |
| Summer Temp (Jul) | 73°F | 71°F |
| Annual Precipitation | 28.8 in | 28.5 in |
| Annual Snowfall | 44.1 in | 47.9 in |
| Sunny Days | 182 days | 234 days |
| Summer Humidity | 61°F | 60°F |
| Comfortable Days | 98 days | 85 days |
| Safety & Wellbeing | ||
| Natural Disaster Risk | 25.6 | 56.3 |
| Air Quality | 39 AQI | 53 AQI |
| School Quality | 59.1 | 76.5 |
| Violent Crime | 0/100k | 1313/100k |
| Property Crime | 0/100k | 4293/100k |
| Community | ||
| Population | 32,639 | 68,910 |
| Median Age | 39.3 | 30.3 |
| Racial Diversity | 0.23 | 0.48 |
| Male/Female Ratio | 1.00 | 1.02 |
| Political Leaning | Even | R+33 |
| White (%) | 86.4% | 68.8% |
| Black (%) | 4.1% | 18.0% |
| Hispanic (%) | 2.3% | 4.1% |
| Asian (%) | 3.5% | 3.9% |
| Other / Multiracial (%) | 3.7% | 5.1% |
| Getting Around | ||
| Commute Time | 27 min | 19 min |
| Walkability | 6.3/20 | 8.3/20 |
| Airport Distance | 26 mi | 63 mi |
| Lifestyle & Connectivity | ||
| Broadband Access | 95.8% | 88.8% |
| Amenities Nearby | 50.86 | 22.78 |
| Park & Nature Access | Moderate | Excellent |
Each figure is colored by how it ranks among all US places: green is strong, amber average, red weaker. Neutral factors (population, demographics, target-style climate) show their percentile without a better/worse claim.
Frequently asked questions
- Is Andover or St. Cloud more affordable?
- St. Cloud has the lower cost of living: its index is $44k, compared with Andover's $53k and St. Cloud's $44k. Median rent is $2k in Andover versus $944 in St. Cloud.
- Is Andover or St. Cloud safer?
- Andover has the lower violent crime rate. Andover reports 0/100k and St. Cloud reports 1313/100k (violent crimes per 100,000 residents).
- Are homes cheaper in Andover or St. Cloud?
- The median home value is $370k in Andover and $190k in St. Cloud, so homes are more affordable in St. Cloud.