Ramsey vs St. Cloud
Ramsey, Minnesota versus St. Cloud, Minnesota: a factual, side-by-side comparison of cost of living, housing, safety, schools, and climate. Greener figures rank better among US places.
Ramsey and St. Cloud score about the same overall (47 vs 46 of 100) — the differences are in the individual factors below.
Factor-by-factor comparison
| Factor | Ramsey | St. Cloud |
|---|---|---|
| Affordability | ||
| Median Household Income | $110k | $59k |
| Cost of Living | $53k | $44k |
| Home Value | $334k | $190k |
| Monthly Rent | $2k | $944 |
| Monthly Owner Costs | $2k | $1k |
| Property Tax Rate | 0.94% | 1.04% |
| Income Tax | 9.90% | 9.90% |
| Sales Tax | 8.04% | 8.04% |
| Estimated total tax burden | 15.41% | 15.90% |
| Unemployment | 4.3% | 7.1% |
| Weather | ||
| Winter Temp (Jan) | 16°F | 12°F |
| Summer Temp (Jul) | 73°F | 71°F |
| Annual Precipitation | 28.8 in | 28.5 in |
| Annual Snowfall | 44.1 in | 47.9 in |
| Sunny Days | 182 days | 234 days |
| Summer Humidity | 61°F | 60°F |
| Comfortable Days | 98 days | 85 days |
| Safety & Wellbeing | ||
| Natural Disaster Risk | 46.0 | 56.3 |
| Air Quality | 40 AQI | 53 AQI |
| School Quality | 59.1 | 76.5 |
| Violent Crime | 256/100k | 1313/100k |
| Property Crime | 728/100k | 4293/100k |
| Community | ||
| Population | 27,774 | 68,910 |
| Median Age | 36.9 | 30.3 |
| Racial Diversity | 0.27 | 0.48 |
| Male/Female Ratio | 0.99 | 1.02 |
| Political Leaning | Even | R+33 |
| White (%) | 84.5% | 68.8% |
| Black (%) | 6.2% | 18.0% |
| Hispanic (%) | 1.7% | 4.1% |
| Asian (%) | 3.0% | 3.9% |
| Other / Multiracial (%) | 4.6% | 5.1% |
| Getting Around | ||
| Commute Time | 28 min | 19 min |
| Walkability | 6.9/20 | 8.3/20 |
| Airport Distance | 28 mi | 63 mi |
| Lifestyle & Connectivity | ||
| Broadband Access | 94.4% | 88.8% |
| Amenities Nearby | 39.61 | 22.78 |
| Park & Nature Access | Moderate | Excellent |
Each figure is colored by how it ranks among all US places: green is strong, amber average, red weaker. Neutral factors (population, demographics, target-style climate) show their percentile without a better/worse claim.
Frequently asked questions
- Is Ramsey or St. Cloud more affordable?
- St. Cloud has the lower cost of living: its index is $44k, compared with Ramsey's $53k and St. Cloud's $44k. Median rent is $2k in Ramsey versus $944 in St. Cloud.
- Is Ramsey or St. Cloud safer?
- Ramsey has the lower violent crime rate. Ramsey reports 256/100k and St. Cloud reports 1313/100k (violent crimes per 100,000 residents).
- Are homes cheaper in Ramsey or St. Cloud?
- The median home value is $334k in Ramsey and $190k in St. Cloud, so homes are more affordable in St. Cloud.