O'Fallon vs St. Charles
O'Fallon, Missouri versus St. Charles, Missouri: a factual, side-by-side comparison of cost of living, housing, safety, schools, and climate. Greener figures rank better among US places.
O'Fallon and St. Charles score about the same overall (49 vs 49 of 100) — the differences are in the individual factors below.
Factor-by-factor comparison
| Factor | O'Fallon | St. Charles |
|---|---|---|
| Affordability | ||
| Median Household Income | $105k | $84k |
| Cost of Living | $52k | $52k |
| Home Value | $284k | $260k |
| Monthly Rent | $1k | $1k |
| Monthly Owner Costs | $2k | $2k |
| Property Tax Rate | 1.19% | 1.11% |
| Income Tax | 4.80% | 4.80% |
| Sales Tax | 8.39% | 8.39% |
| Estimated total tax burden | 10.78% | 11.03% |
| Unemployment | 3.1% | 2.5% |
| Weather | ||
| Winter Temp (Jan) | 32°F | 32°F |
| Summer Temp (Jul) | 79°F | 79°F |
| Annual Precipitation | 44.4 in | 45.7 in |
| Annual Snowfall | 13.5 in | 9.0 in |
| Sunny Days | 231 days | 231 days |
| Summer Humidity | 68°F | 68°F |
| Comfortable Days | 67 days | 69 days |
| Safety & Wellbeing | ||
| Natural Disaster Risk | 57.3 | 74.9 |
| Air Quality | 16 AQI | 39 AQI |
| School Quality | 44.6 | 81.9 |
| Violent Crime | 618/100k | 1089/100k |
| Property Crime | 725/100k | 1764/100k |
| Community | ||
| Population | 91,825 | 70,687 |
| Median Age | 38.0 | 38.2 |
| Racial Diversity | 0.28 | 0.32 |
| Male/Female Ratio | 0.96 | 0.97 |
| Political Leaning | R+18 | R+18 |
| White (%) | 82.8% | 79.5% |
| Black (%) | 4.9% | 7.2% |
| Hispanic (%) | 4.4% | 5.6% |
| Asian (%) | 4.4% | 3.5% |
| Other / Multiracial (%) | 3.6% | 4.1% |
| Getting Around | ||
| Commute Time | 26 min | 22 min |
| Walkability | 9.0/20 | 8.2/20 |
| Airport Distance | 20 mi | 9 mi |
| Lifestyle & Connectivity | ||
| Broadband Access | 93.6% | 92.0% |
| Amenities Nearby | 9.58 | 17.54 |
| Park & Nature Access | Excellent | Good |
Each figure is colored by how it ranks among all US places: green is strong, amber average, red weaker. Neutral factors (population, demographics, target-style climate) show their percentile without a better/worse claim.
Frequently asked questions
- Is O'Fallon or St. Charles more affordable?
- St. Charles has the lower cost of living: its index is $52k, compared with O'Fallon's $52k and St. Charles's $52k. Median rent is $1k in O'Fallon versus $1k in St. Charles.
- Is O'Fallon or St. Charles safer?
- O'Fallon has the lower violent crime rate. O'Fallon reports 618/100k and St. Charles reports 1089/100k (violent crimes per 100,000 residents).
- Are homes cheaper in O'Fallon or St. Charles?
- The median home value is $284k in O'Fallon and $260k in St. Charles, so homes are more affordable in St. Charles.